Insurance coverage for abuse would apply to members directly working with vulnerable individuals/youth, such as chaperoning, driving, attending an event, counseling/advising, trips, etc.  If members are just attending a meeting as a group and not interacting with the youth, it should be fine.  For the insurance abuse coverage to apply, the accused individual must have had a VSC done in the past 3 years. If the accused had not, then the insurance would not cover them.

This statement from our insurer is in line with current district policy, those that work directly with the vulnerable sector must have a Vulnerable Sector Check.